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**Income:** Lenders want assurance that you can repay the loan.
**Debt-to-Income Ratio:** This ratio indicates financial stability and capacity to handle additional d

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- Ignoring the mortgage's whole price: Factor within the curiosity and fees you will pay over the mortgage's life.
- Over-borrowing: Only borrow what you want and might realistically repay.
- Making late funds: This can result in penalties and negatively influence your credit score rating.
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